First home buyer assistance
Banks have strict lending policies for first home buyers, and loan rates can vary. At BRM Financial, we specialise in securing competitive house and land finance packages for first-time buyers. With deposits as low as 10%, larger Homestart grants, and Kiwisaver access for eligible clients, building your first home makes sense in today’s market. We’ll help you explore loan options, government grants, and entitlements, making sure you’re in the best position to take advantage of stable interest rates and affordable property prices.
Considerations in securing your first home loan
What assistance is available to you as a first home buyer
Suitable mortgage options for first home buyers
The size of your deposit and where you source it from
The fees and charges associated with purchasing a property
Undertaking thorough research on the current property market
Consider the current interest rate climate
Need advice right now?
KiwiSaver & Homestart
KiwiSaver is a voluntary savings scheme using the PAYE tax system. To withdraw KiwiSaver funds for a first home, you must contribute for at least three years. The First Home Grant offers up to $10,000 for new builds after three years of saving. KiwiSaver also has a "second chance" option, allowing those who previously owned a home to withdraw funds for a new purchase if eligible.
We have financed several investment properties and I know he’s saved me a lot of stress, time and money. If you are looking for a great mortgage broker who listens and does what he says, Brads your man
Phil Cramner
Brad has been out mortgage ‘go to’ guy for 10 years now and over that time he’s proven himself to be a super knowledgeable and attentive
David and Fiona Burrows
Thank you so much for all your help and guidance, working with you was a fun and professional experience, and we refer all our friends to BRM for mortgage advice.
James and Donna Wadlow
First home buyer loans FAQs
Got questions about your first home loan? Check out our frequently asked questions below!